• info@financemandi.com
  • +91 9768114848
Free Consultation

Overview

To get a loan at low interest rates, to meet your financial needs for emergencies, education etc mortgaging existing property is a great way. This will allow you to meet your financial needs with ease through LAP, without actually selling the same. We help you get flexible repayment options by NBFCs and Banks and help you avail best deals for loans. Loan against property enables mortgaging of residential and commercial properties at attractive rates for quick funds. Both residential and commercial properties* are accepted as collateral, and the money from the Finance Mandi Loan Against Property can be used for a variety of personal or business needs.

Eligibility Criteria

  • You need to be at least 21 years of age to mortgage a property.
  • Maximum age to get a home loan is 60 years if you are salaried and 65 years if you are self-employed but this can change according to the lender.
  • You need to have a steady income to be able to get a mortgage loan as your monthly income alone can help determine your loan amount
  • Credit bureau score: Existing credit history is preferred, though not mandatory.

Mandatory Requirements

Salaried and Self-Employed Basic documents Individual and company document as per applicable lists

  • Utility bill as proof of residence
  • Statement of account from your bank
  • Salary Proof (Salary certificate / Pay slip)
  • Business income proof (for businessman)
  • Chain agreements of the said property

Apply online now

 

Our Services

FAQ

We are a team of banking expert with an array of financial product and services, operating to secure your all kinds of financial interest with the help of our expert support & solution.

   Why shall one contact Finance Mandi expert?
In an era of AECB, it is very important to approach correct financial institution to get your Loan/Card/credit approval, because every time your application is rejected, it affects your credit score and you may not be able to avail the facility for a specific period.
Hence we suggest taking an expert counseling before you go for any financial decision.
   Is there any consultancy fee?
Financial Consultation is free, however, if you want to go ahead for any of our other listed services, then you need to pay a mutually-agreed nominal service fee.
   How do you help?
In case of new loan/credit card/debt consolidation, we gather information and requirement from the customer. Our expert then analyses your information and discuss the case with the policy team, who deals with different banks policy and recommend a suitable bank.
In case of debt settlement, our expert gathers information, make debt plan suitable to you and try to negotiate with your bank on your behalf.
We also suggest and support to open a business and personal account in a different bank with best services.
We make a decision to suggest you a better bank and representative to go ahead.
   What are your services?
We offer a wide range of services, of which, few are listed below
  • Arranging personal / business loan, Credit card, Overdraft from best possible financial institutions in India.
  • Helping in opening personal/business accounts.
  • Facilitating Debt settlement, debt consolidation, buyout all liabilities through best possible banks.
  • Debt counseling and facilitating debt restructure.
  • Negotiating debt settlement with your bank on your behalf etc.
   How do you suggest the best financial institutions?
We gather all the required details from the customer and our bank policy expert research on it to find out a perfect, compatible and best possible institution to go ahead. While doing this exercise, we keep your data and identity strictly confidential.
   What is the validity of the service fee paid?
Most of the time service fee is valid for a series of actions and required job mutually agreed, but it may last 90 to 120 days.
   Do you have any free service?
Yes, we have telephonic consultancy which is free for 2 hours every day between 10:00 am to 12:00 pm Sunday to Thursday. Kindly call our contact center and book your appointment for teleservice.
   Do you have any branches in other Other State?
No, we are based in Maharashtra only.
   Can your officer visit my office for a meeting?
Yes, an expert can be arranged for your office to brief the process.
   How do you negotiate with a banker in case of settlement case?
We have expert professionals to deal with such cases. They are expert in negotiating and settlement skills.
  Are there any minimum salary criteria for your service?
No, we serve every customer to our best.