Salary Transfer Loan

Eligibility Criteria

• Salary: 5k & above
• Age: 21 to 60 years
• Length of service: 3 months or confirmed.
• Company: Only listed companies with Banks.
• AECB: Existing credit history is preferred, though not mandatory.

Mandatory Requirements

• A valid copy of Passport, Resident visa, and Emirates ID.
• Salary transfer letter.
• 3 months bank statement.

Business Loan

Eligibility Criteria

• A company should be minimum 1 yr old.
• There should be a business set-up.
• There should be an active company account.

Mandatory Requirements

• A valid copy of Passport, Resident visa, and Emirates ID of all the partners.
• Trade license.
• MOA or AOA.
• 6 months bank statement of the company account.
• Tenancy Contract.
• 3-5 Sales and purchase vouchers.

Business Account

Be it a Sole establishment, LLC, Partnerships, a business account can be opened for both listed and non-listed companies.

Mandatory Requirement

• A valid copy of Passport, Resident visa, and Emirates ID of all the partners, if applicable.
• Trade license.
• MOA or AOA.
• Tenancy Contract.

Credit Card

Eligibility Criteria

• Salary: 5k & above
• Age: 21 to 60 years
• Length of service: 3 months or confirmed.
• Company: Open for both listed & non-listed companies.

Mandatory Requirements

• A valid copy of Passport, Resident visa, and Emirates ID.
• Salary certificate/Payslip.
• 1 month bank statement.

Other Bank Buyout

Eligibility Criteria

• Salary: 5k & above
• Age: 21 to 60 years
• Length of service: 3 months or confirmed.
• Company: Mostly for listed companies in Banks.

Mandatory Requirements

• A valid copy of Passport, Resident visa, and Emirates ID.
• Salary certificate addressed to the respective bank.
• Liability letter from the bank.
• 3 months bank statement.

Non Salary Transfer Loan

Eligibility Criteria

• Salary: 5k & above.
• Age: 21 to 60 years.
• Length of service: 6 months or confirmed.
• Company: Open for both listed & non-listed companies.
• AECB: Existing credit history is preferred, though not mandatory.

Mandatory Requirements

• A valid copy of Passport, Resident visa, and Emirates ID.
• Salary certificate/Payslips.
• 3 months bank statement.

Debt Consolidation

Eligibility Criteria

• Salary: 5k & above
• Age: 21 to 60 years
• Length of service: 3 months or confirmed.
• Company: Mostly for listed companies in Banks.

Mandatory Requirements

• A valid copy of Passport, Resident visa, and Emirates ID.
• Salary certificate addressed to the respective bank.
• 3 months bank statement.

Personal Account

Eligibility Criteria

• Salary: 5k & above
• Age: NA
• Company: Open for both listed & non-listed companies.

Mandatory Requirements

• A valid copy of Passport, Resident visa, and Emirates ID.
• Income Proof.

Home Loan

Eligibility Criteria

• You need to be at least 21 years of age to buy a property
• Maximum age to get a home loan is 58 years if you are salaried and 60 years if you are self-employed but this can change according to the lender
• You need to have a steady income to be able to get a mortgage loan as your monthly income alone can help determine your loan amount
• Good credit record

Mandatory Requirements

• Passport copy
• Resident visa(for resident)
• Utility bill as proof of residence
• Statement of account from your bank
• Salary Proof (Salary certificate / Pay slip)
• Business income proof (for businessman)